John Lockhart



John has a 30-year record of creating successful start-up companies. He has been CEO and President of Billfire since its inception in 2002 as a statement processor to its current status as the largest EIPP provider for the foodservice industry. Prior to Billfire, John founded AmazingMail, which pioneered the web-to-print industry, and cofounded numerous companies, including Evolve Technologies, TLX (fka Integrated Lodging Service) and FlexWage.


Joan Brubacher



Joan brings over 35 years’ experience in finance and operations to Billfire, including strategic planning and organizational management; budgeting and cost management; and contract negotiations and strategic alliances. Before joining Billfire, Joan was EVP & CFO of iGo, Inc., taking the company public in 2000 and overseeing five acquisitions. Joan has also served as CFO or COO for several smaller private companies.


Wally Thornton



Wally is responsible for leading Billfire’s product management, engineering, DevOps and customer success efforts. Most recently, he was VP of Technology and Digital Strategy for Visio Lending, where he led all aspects of their marketing efforts, as well as formulating, implementing and managing their digital strategy. Prior to Visio, Wally cofounded Flockstream, a web-based social media app. Before that, Wally was VP, Product Management and Supply Chain for iGo, Inc.